{"id":4166,"date":"2020-11-05T14:00:55","date_gmt":"2020-11-05T14:00:55","guid":{"rendered":"https:\/\/miranda-partners.com\/?p=4166"},"modified":"2020-11-05T20:08:49","modified_gmt":"2020-11-05T20:08:49","slug":"desarrollo-esg-en-servicios-financieros-en-mexico","status":"publish","type":"post","link":"https:\/\/miranda-partners.com\/es\/esg-development-in-mexican-financials\/","title":{"rendered":"Desarrollo ESG en Servicios Financieros en M\u00e9xico"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"4166\" class=\"elementor elementor-4166\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-7d4e739 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d4e739\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-edac1f4\" data-id=\"edac1f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-921dbc0 elementor-widget elementor-widget-text-editor\" data-id=\"921dbc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Esta semana, estamos compartiendo nuestro\u00a0<strong><em>ESG Development Heatmap<\/em><\/strong>\u00a0para el \u00faltimo sector que nos faltaba del mercado Mexicano:\u00a0<strong>Servicios Financieros\u00a0<\/strong>(dividido entre\u00a0<strong>Bancos<\/strong>\u00a0y\u00a0<strong>Otros Servicios Financieros<\/strong>). Igual que en\u00a0<em>heatmaps\u00a0<\/em>pasados, nos enfocamos solamente en (1) empresas listadas en la Bolsa Mexicana de Valores y (2) informaci\u00f3n p\u00fablicamente disponible.<\/p><h6>\u00a0<\/h6><h5 style=\"font-weight: 400;\"><strong>Bancos<\/strong><\/h5><p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-4173\" src=\"https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.41-PM.png\" alt=\"\" width=\"1090\" height=\"648\" srcset=\"https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.41-PM.png 1090w, https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.41-PM-300x178.png 300w, https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.41-PM-1024x609.png 1024w, https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.41-PM-768x457.png 768w, https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.41-PM-16x10.png 16w\" sizes=\"(max-width: 1090px) 100vw, 1090px\" \/><\/p><h6>\u00a0<\/h6><h5>Otros Servicios Financieros<\/h5><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4174\" src=\"https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.58-PM.png\" alt=\"\" width=\"984\" height=\"675\" srcset=\"https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.58-PM.png 984w, https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.58-PM-300x206.png 300w, https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.58-PM-768x527.png 768w, https:\/\/miranda-partners.com\/wp-content\/uploads\/2020\/11\/Screen-Shot-2020-11-05-at-1.59.58-PM-16x12.png 16w\" sizes=\"(max-width: 984px) 100vw, 984px\" \/><\/p><h6>\u00a0<\/h6><p style=\"font-weight: 400;\"><strong>\u00bfQu\u00e9 podemos leer de estos\u00a0<em>heatmaps<\/em>?<\/strong><\/p><ol><li style=\"font-weight: 400;\">El 62.5% de los bancos y el 33.3% de las financieras no bancarias han realizado un an\u00e1lisis de materialidad.<\/li><li style=\"font-weight: 400;\">Cuatro bancos divulgan algunos KPIs para algunos de sus temas materiales, pero ninguna empresa de ambos grupos divulga KPIs para todos los temas materiales ni objetivos para estos KPIs.<\/li><li style=\"font-weight: 400;\">El 62.5% de los bancos y el 50% de las financieras no bancarias tienen un equipo o comit\u00e9 dedicado a ESG.<\/li><li style=\"font-weight: 400;\">El 75% de los bancos y el 50% de las financieras no bancarias est\u00e1n alineados con los ODS de la ONU.<\/li><li style=\"font-weight: 400;\">El 62.5% de los bancos y el 50% de las financieras no bancarias son signatarios del Pacto Mundial de las Naciones Unidas.<\/li><li style=\"font-weight: 400;\">S\u00f3lo un banco est\u00e1 alineado con TCFD y Science Based Targets; ninguna financiera no bancaria lo est\u00e1.<\/li><li style=\"font-weight: 400;\">Tres bancos (37.5%) est\u00e1n alineados con CDP; ninguna financiera no bancaria lo est\u00e1.<\/li><li style=\"font-weight: 400;\">El 75% de los bancos y el 66% de las financieras no bancarias publicaron un informe integrado o de sostenibilidad en 2019.<\/li><li style=\"font-weight: 400;\">El 60% de estos informes tuvo verificaci\u00f3n externa.<\/li><li style=\"font-weight: 400;\">El 80% de estos informes se realizaron bajo la metodolog\u00eda GRI.<\/li><li style=\"font-weight: 400;\">Ninguna empresa en estos grupos reporta indicadores de SASB.<\/li><\/ol><h6 style=\"font-weight: 400;\">\u00a0<\/h6><p style=\"font-weight: 400;\">El sector financiero parece estar adelantado en la integraci\u00f3n de ESG en M\u00e9xico, al menos en lo que respecta a la comunicaci\u00f3n ESG. Los bancos, en particular, est\u00e1n arriba del promedio del mercado con una de las empresas m\u00e1s activas en t\u00e9rminos de ESG en M\u00e9xico (Banorte) liderando con el ejemplo. Las empresas financieras no bancarias a\u00fan tienen mucho por hacer en t\u00e9rminos formalizar sus estrategias ESG a trav\u00e9s de an\u00e1lisis de materialidad y definici\u00f3n de KPIs. Tambi\u00e9n esperar\u00edamos que la adopci\u00f3n de indicadores SASB comience a penetrar en este sector tan pronto como el pr\u00f3ximo ciclo de reportes dado el impulso de los inversionistas hacia ello.<\/p><p style=\"font-weight: 400;\">Espero esto haya sido de tu inter\u00e9s.\u00a0Como siempre, si hay algo en lo que pudi\u00e9ramos ayudar, o si hay un tema de ESG del cual quisieras saber m\u00e1s, por favor h\u00e1znoslo saber.<\/p><p style=\"font-weight: 400;\">Saludos,<\/p><p style=\"font-weight: 400;\">Marimar<\/p><p style=\"font-weight: 400;\"><em>Socia, Miranda ESG<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02f8b64 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"02f8b64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4190439 elementor-widget elementor-widget-text-editor\" data-id=\"4190439\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Contactos en Miranda Partners<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-2ac392d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ac392d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1af5aae\" data-id=\"1af5aae\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d6616b elementor-widget elementor-widget-text-editor\" data-id=\"6d6616b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Damian Fraser<\/strong><br \/>Miranda Partners<br \/><a href=\"mailto:damian.fraser@miranda-partners.com\">damian.fraser@miranda-partners.com<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-fc895f1\" data-id=\"fc895f1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-515add8 elementor-widget elementor-widget-text-editor\" data-id=\"515add8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Marimar Torreblanca<\/strong><br \/>Miranda ESG<br \/><a href=\"mailto:marimar.torreblanca@miranda-partners.com\">marimar.torreblanca@miranda-partners.com<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>This week, we are sharing our ESG Development Heatmap&nbsp;for the last sector we were missing in the Mexican market:&nbsp;Financials (split into&nbsp;Banks&nbsp;and&nbsp;Non-Bank Financials). As in the past, we only focused on (1) companies listed in the Mexican Stock Exchange and (2) publicly disclosed materials. &nbsp; Banks &nbsp; Non-Bank Financials &nbsp; What can we read from this [&hellip;]<\/p>\n","protected":false},"author":22,"featured_media":4168,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[26],"tags":[],"class_list":["post-4166","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-esg"],"_links":{"self":[{"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/posts\/4166","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/comments?post=4166"}],"version-history":[{"count":0,"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/posts\/4166\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/media\/4168"}],"wp:attachment":[{"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/media?parent=4166"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/categories?post=4166"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/miranda-partners.com\/es\/wp-json\/wp\/v2\/tags?post=4166"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}